JSC “Akciju komercbanka “Baltikums”” non-audited financial results as of April 30, 2007


|                                    |        LVL         |        EUR         |
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| Assets                             |        105 813 098 |        150 558 474 |
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| Loans                              |         19 266 953 |         27 414 404 |
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|      incl. loans to households for |            390 100 |            555 062 |
|            acquisition of housing  |                    |                    |
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| incl. mortgage loans               |          1 037 047 |          1 475 585 |
|                                    |                    |                    |
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| Deposits                           |         67 471 100 |         96 002 726 |
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| incl. from individuals             |          1 544 201 |          2 197 200 |
|                                    |                    |                    |
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| Shareholders` equity               |         11 352 012 |         16 152 458 |
|                                    |                    |                    |
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| Profit of the year                 |            835 298 |          1 188 522 |
|                                    |                    |                    |
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| Assets under management            |          1 183 169 |          1 863 498 |
|                                    |                    |                    |
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| The fixed exchange rate of the Bank of Latvia is 1 EUR=0.702804 LVL          |
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Chairman of the Board
A.Reims                   



Tatjana Gaivoronska                                                             
tālr. 7031343                                                                   
e-pasts: tatjana.gaivoronska@bank.baltikums.com