MFB Corp. Announces Quarterly Dividend Declaration

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| Source: MFB Corp.

MISHAWAKA, Ind., Jan. 18, 2008 (PRIME NEWSWIRE) -- MFB Corp. (Nasdaq:MFBC) (the "Corporation"), parent company of MFB Financial (the "Bank"), announced today that the Corporation has declared a cash dividend of $0.19 per share of common stock for the quarter ended December 31, 2007. The dividend is payable on February 12, 2008 to holders of record on January 29, 2008. Charles J. Viater, President and CEO stated, "This dividend represents a 15.2% increase over the dividend declared for the quarter ended December 31, 2006. This increase provides further evidence of the Corporation's commitment to core earnings growth and shareholder value." MFB Corp. expects to release its earnings for the quarter ended December 31, 2007 as soon as its quarterly review is completed by its independent accounting firm.

MFB Corp.'s wholly owned federal savings bank subsidiary, MFB Financial (the "Bank") conducts business from their corporate office and main office located in Mishawaka, Indiana and the Bank's eleven banking centers in St. Joseph, Elkhart and Hamilton Counties of Indiana, and also has a mortgage loan office located in New Buffalo in Berrien County, Michigan. The Bank offers a variety of lending, deposit and other financial services to its retail and business customers. The Wealth Management Group of the Bank attracts high net worth clients and offers trust, investment, insurance, broker advisory, retirement plan and private banking services in the Bank's primary counties and Montgomery County, Indiana. For more information, go to www.mfbbank.com.

MFB Corp.
Charles J. Viater, President/CEO
(574) 273-7601