International rating agency Moody´s Investors Service (Moody's) today assigned the first credit rating to Balti Investeeringute Grupi Pank AS (BIG). Financial strength rating of E+ was assigned to BIG, which translates into credit rating B1. Rating outlook is stable. BIG appreciates rating by Moody's, taking into consideration the relatively small size of the company in European financial markets and the current economic environment of the Baltic states. Rating gives BIG an advantage in attracting funding from international markets. Moody's has positively noted the good earnings generation power, adequate capital base, operational effectiveness and credit risk diversification of BIG. Focus on small consumer finance sector and risks caused by fast growth and relative smallness of the company, were listed as potential weaknesses of the company. BIG is one of the largest banks in the Baltic states, specializing in loans for retail customers and is the leader in Estonian small loans sector. BIG has currently nearly 400 employees in the three Baltic states. The company´s loan portfolio reached over 1,6 billion kroons by the end of first half of 2007. BIG´s bonds are listed on Tallinn and Stockholm stock exchange. Additional information: Piret Raudsepp CFO Tel: +372 735 0923