First Horizon Expands Commercial Banking Services in Georgia

Reid Harden brings decade of corporate banking experience to Atlanta office of First Horizon


ATLANTA, Dec. 13, 2004 (PRIMEZONE) -- Georgia business leaders seeking corporate banking services for companies with revenue between $20 and $500 million have a new resource with the opening of the Atlanta office of First Horizon Corporate Financial Services. The office is part of First Horizon National Corp. (NYSE:FHN) and expands the Southeast team of First Horizon Corporate Financial Services. Other offices are located in Winston-Salem and Charlotte, N.C.

C. Reid Harden has joined First Horizon Corporate Financial Services as its Atlanta office contact. Before joining First Horizon, Harden worked in the corporate and investment banking, commercial banking, and commercial real estate finance groups at Wachovia Corp. He earned his BA in business administration from Furman University and his masters from Georgia State University's EMBA program.

"In the past decade, I've worked with many businesses in a variety of industries and markets," said Harden. "I look forward to using this experience to deliver the value of First Horizon's capital base and corporate services in a responsive way to clients across Georgia."

The Atlanta office of First Horizon Corporate Financial Services is at 3455 Peachtree Rd. NE, and the phone number is (404)995-6680.

About First Horizon

The 12,000 employees of First Horizon National Corp. (NYSE:FHN) provide financial services to individual and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee - provide customers with a broad range of products and services including:


  --  Capital markets, with one of the nation's top underwriters of
      U.S. government agency securities

  --  Mortgage banking, with one of the nation's top 15 mortgage
      originators and servicers, which earned a top-10 ranking in
      customer satisfaction from J.D. Power and Associates

  --  Retail/commercial banking, with the largest market share in
      Tennessee and one of the highest customer retention rates of
      any bank in the country

FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother, Business Week and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.FirstHorizon.com.



            

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