First Horizon National Corp. to Announce Fourth Quarter and Year-End 2004 Earnings and Host Conference Call on Jan. 19


MEMPHIS, Tenn., Jan. 12, 2005 (PRIMEZONE) -- First Horizon National Corp. (NYSE:FHN) will release 2004 fourth quarter and year-end financial results in a news release prior to the market opening on Wednesday, Jan. 19. Management will also host a conference call at 9:00 a.m. Eastern Time that day to review earnings and performance trends.

Conference Call Information

Callers wishing to participate in the call may dial toll-free starting at 8:45 a.m. Eastern Time Jan. 19 by dialing (800) 946-0786. The conference also will be webcast live through the investor relations section of FHN's Web site. To access the webcast, visit http://www.shareholder.com/ftb/medialist.cfm.

A replay of the call will be available from noon Eastern Time Jan. 19 until 11:59 p.m. Feb. 2 by calling (888) 203-1112 or (719) 457-0820 for international participants. The passcode is 994161. The event will be archived and available Jan. 19 by 2 p.m. Eastern Time on First Horizon's Web site at www.FirstHorizon.com.

About First Horizon

The 12,000 employees of First Horizon National Corp. (NYSE:FHN) provide financial services to individual and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee - provide customers with a broad range of products and services including:



 - Capital markets, with one of the nation's top underwriters of
   U.S. government agency securities
 - Mortgage banking, with one of the nation's top 15 mortgage
   originators and servicers, which earned a top-10 ranking in
   customer satisfaction from J.D. Power and Associates
 - Retail/commercial banking, with the largest market share in
   Tennessee and one of the highest customer retention rates of
   any bank in the country

FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother, Business Week and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.FirstHorizon.com.



            

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