First Horizon Bank Announces Additions to Commercial Team

Three New Hires Add Extensive Commercial and Small Business Expertise to the Northern Virginia Commercial Team


MCLEAN, Va., Feb. 28, 2006 (PRIMEZONE) -- First Horizon Bank, a full-service financial services company, has added three new employees to its Northern Virginia-based commercial banking team. Michael Briglia has been named vice president of commercial banking, John F. Dziekan has been named vice president of commercial banking and Carl Osberg will serve as a small business relationship manager. Briglia will operate from the mid-Atlantic regional headquarters in Tyson's Corner while Dziekan and Osberg will be based out of the First Horizon Home Loans corporate office on Monument Drive in Fairfax.

"As we continue to provide our commercial clients with the most innovative products and services, it is critical that we continue to add outstanding employees to our team. Each of these employees will deliver great customer service while delivering our All Things Financial promise," said Terrie G. Spiro, regional president of First Horizon Bank. "Mike's and John's combined experience, as well as their familiarity with the community, will add tremendous value to our already talented commercial banking team. Carl's in-depth knowledge of small business needs will enable him to best serve our current and potential small business clients.



 -- Michael (Mike) Briglia brings 15 years of extensive experience
    in business development to the commercial banking team. His
    responsibilities will include providing commercial lending
    products and services including commercial deposit and treasury
    management services.

 -- John F. Dziekan also brings 15 years of experience in
    consultative sales, account management and new business
    development to the team. In his role at First Horizon, Dziekan's
    responsibilities will include business development, relationship
    management and commercial deposit and treasury management
    products and services.

 -- Carl B. Osberg will serve the market as a small business
    relationship manager. He will provide a full range of products
    and services to small business clients and prospects including
    loans, treasury management, investments and consumer products
    and services.

First Horizon offers a unique approach to banking by offering All Things Financial to consumers, small businesses and corporate clients, including:



 -- Retail banking with extended hours of operation: 8 a.m. to 8 p.m.
    weekdays; 9 a.m. to 1 p.m. Saturdays
 -- Deposits accepted and posted until 8 p.m.
 -- Foreign ATM fee and service charges waived
 -- Commercial lending
 -- Treasury management
 -- Commercial real estate and home loans
 -- Private banking
 -- Insurance and investments
 -- Financial planning
 -- Trust services
 -- Merchant card services
 -- Check imaging service for businesses
 -- Free Online Banking and Bill Pay

About First Horizon

The 13,000 employees of First Horizon National Corp. (NYSE:FHN) provide financial services to individuals and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee -- provide customers with a broad range of products and services including:



 -- Capital markets, one of the nation's top underwriters of U.S.
    government agency securities
 -- Mortgage banking, one of the nation's top 20 mortgage originators
    and top 15 servicers, which earned a top-10 ranking in customer
    satisfaction from J.D. Power and Associates
 -- Retail/commercial banking, with the largest market share in
    Tennessee and one of the highest customer retention rates of any
    bank in the country

FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.FirstHorizon.com.



            

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