MURRIETA, California, May 2, 2013 (GLOBE NEWSWIRE) -- Google has reported recently that over 9,500 websites are infected everyday with malware. Stealing confidential data, hijacking user sessions, displaying and clicking ads, stealing financial information, and compromising user login credentials are all ways Cyber-criminals use malware to turn large profits for their respective companies. Online payday loan lenders are not immune to these attempts to gain personal and financial information about consumers.
Payday loan lenders online have seen an influx of consumers turning to short-term payday loans to aid with a struggling economy and a desperate attempt to make it from one paycheck to the next. Offering convenience, timeliness, and a way to get fast cash without the hassle of a credit check, Spotya! Payday Loans is one of the many lending institutions offering these small-dollar loans.
"We understand the nature and sensitivity of financial transactions online and are dedicated to keeping customer information safe. Our SSL certificate is available on our website for customer verification. We tell people to make sure there is a 'lock' symbol followed by HTTPS ("s" stands for secure) at the beginning of the URL address," says Matt Holandez, a customer service specialist at Spotya.com.
Payday loans, also known as cash advance loans, have become quite popular over the last ten years. From the comfort of one's home, consumers can complete a short online application, provide the lender with a bank statement and some personal information, and be approved within minutes for overnight funding. With the ever growing concern about identity theft, Spotya! Payday Loans uses advanced encryption technology to ensure the privacy and security of their customer's information.
Spotya! seeks to keep consumers safe from security breaches during the loan process. Vulnerability isn't limited to the application process but can cross over into customer's checking account balances, making transfers and submitting payments. Just like any traditional banking institution that offers online banking, Spotya! Payday Loans always recommends that customers do not share their account information, PIN or personal ID with anyone.