Maximize Your Earnings
Earn Up to $200* with a New ONE Account
Open a ONE Account and earn up to $200—get $100 for direct deposits and $100 for debit purchases!
How Can We Help You?
Competitive Rates for Every Need
Discover Independent Bank’s latest rates and find the perfect solution for your financial goals.
Loans
Savings & Investment Rates
What Our Customers Have to Say:
What Our Customers Have to Say:
"I couldn't have asked for a better experience! Being a first-time homebuyer in an unfortunate situation had me scared beyond belief. Jeff was there every step of the way, and I am so glad that I had the opportunity to work with Independent and partner with Jeff for this process. He truly has your best interest at heart."
Caitlyn B.
Mortgage Customer
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"Wonderful people to work with. Very insightful, courteous, helpful. Answered all questions exactly the way I would want (not beating around the bush). Thank you, ladies. I look forward to working with you again in the future."
Robert R.
Consumer Lending Customer
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"Since the time we started doing business with Independent Bank, our company has grown in every key metric. Being a trusted ally, a valued partner, and also involved in our annual strategic planning process has helped our business continue to thrive and grow year after year."
Mark Kimball
President & CEO, MOSS
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Just a Few Things We're Proud of:

One of World's Best Banks 2024
Forbes

America's Greatest Workplaces 2024
Newsweek

2024, Second Consecutive Year
Great Place to Work®

One of America's Best Banks 2025
Forbes

Preferred Lender Status
U.S. Small Business Admin (SBA)

Class of 2024 Piper Sandler Sm-All Star
Piper | Sandler

One of Michigan's Best In State Banks
Forbes
*Subject to 1099-INT reporting. Offer paid out within 60 calendar days of qualification. Valid for new checking account customers only. Cannot be combined with any other offer. Account must be in good standing to receive the bonus. Account must be opened by June 30, 2025.